Securities are offered through Investors Capital Corp. member of FINRA/SIPC Mortgage programs and home equity loans offered through EverBank Mortgage, a nationwide mortgage origination and acquisition company with approximately $10 billion in mortgage assets. Annuities offered through the leading and highest quality rated insurance companies. Registered as Investment Advisor Representative through Investors Capital Advisory in Arizona,California, Florida,Illinois,Maryland,New Jersey,New York, Pennsylvania. We stride to maintain currency in the major products and services that concern today's seniors . Registered insurance agent, in Arizona, Florida, New Jersey and New York offering life,health, Long term care and annuity products.